
Payments you don't have to think about
Do you live for the moments between all the must-dos? Good. Choose a payment service that requires as little of you as possible, so you can think about other things.
6 382 729
Users
3 274 517 498
Importances56 528
Senders
Demands less of you
Our payment service is designed for those of you who want to spend your time on things other than invoices.
Hard to miss
Do you forget easily? Not with us! We remind you of every payment.
Nothing goes missing
A payment in Kivra remains forever. No need to search and get a quick overview when you need it.
With you through life
Changed bank? We'll follow. When the bank is linked to your account, we're linked to you, always.
Everything gathered
Why keep letters in one place and payments in another? A less scattered life is easier.
Share responsibility – keep your own space
Joint bills? Help each other with the payments without having to share a bank account.

Keep track effortlessly
Many people talk about “effortless payments”. We are talking about payments that are barely noticeable. Because when you pay in Kivra, things happen in the background, with the least possible effort for you. You know where to find your invoices, get an overview of your expenses and we remind you so you don’t forget. So you can focus your energy on other things.
This is how it works
The first time you pay in Kivra, you need to do three things. Then it all starts automatically.
Select your bank and account
The first time you pay a bill with us, you choose the bank and account from which the money will be deducted. Then it will be done automatically.
Choose when you want to pay
Pay immediately or later? It's up to you. With us you get control and a better overview of your payments.
Sign with BankID
Once you have chosen your bank, account and date, sign with BankID. Payments with us are made without delay, just like when you pay via your internet bank. Done!

Most want to pay in Kivra
We are one of Sweden's most popular payment channels. Over seven million bills are paid in Kivra every month, and it's no wonder. We start from your needs, build our payment service on your terms and constantly work to simplify the lives of our 6.3 million users.

You're safe with us
In Kivra, you can trust the content – only verified senders are involved here. In other words, you know that the sender is who they say they are – every time. With us, you get a controlled environment, a corner of the internet that is just yours. No question marks, no fake links. We protect your content so you can relax.

Helping each other should be easy
Do you share finances with someone? Great, then this is for you. With Kivra you can help each other with joint bills, without having to share a bank account. Twice as easy but with maintained privacy.
Almost everyone sends in Kivra
When you choose us, you get important information from over 50,000 different senders in one app – below is a selection. More in one place is easier to keep track of!
Choose us too!
FAQ