Your customers want to pay in Kivra
We are one of Sweden's most popular payment channels. And it's no wonder. We start with the customer and make it easy to pay quickly. With over six million users and a wide range of solutions, we make everything flow. Choose invoicing that pays off, including you.
6 504 226
Users
242 181
Kivra Business users
59 922
Senders
Our wide range becomes your strength
Get paid the way you want—our payment services are always expanding. With us, you can accept payments through all major banks, both instantly and scheduled. Plus, your customer's last-used bank and account are saved.
Direct debit – only better
Did you know that most people who don't have direct debit today haven't actively said no to the service? They just haven't been asked the right question at the right time.
Kivra's direct debit is designed with the skeptics in mind. Simple, digital onboarding, full control over what gets deducted, and clear notifications. We also prompt them, in the app, to convert right when they're paying their invoices.
Why charge in Kivra?
You get paid faster
Don't wait unnecessarily long. In Kivra, invoices are paid on average seven days earlier than with other methods.
You don't have to send reminders
The risk is at least significantly reduced with our opening rate of up to 95 percent.
You can offer multiple payment methods
Swish, direct debit, installment payment or a specific date – let the customer choose freely.
Track payment in real time
How about seeing the payment the moment it happens? Great, we thought. So now you can get live updates on payments from Kivra. In addition to better overview of cash flow, you get to know the customer's payment behavior. You see what the customer has declined and can follow up with customized communication based on that.
An award-winning comprehensive solution
Security, simplicity and integrity. That's what Sweden prioritizes when it comes to payments. But also three factors that form the basis of how we work. Thanks to that, we were named Wallet of the Year 2024 by Privata Affärer. And we're just getting started - with our new, user-friendly direct debit solution, we continue to shape the way payments will be made in the future.
CASE
"The conversion was greater than we could ever have expected"
Since the implementation of Kivra's direct debit in February, the electricity company GodEl has seen results that have exceeded all expectations. A significant increase in customers choosing automatic payment has contributed to both improved cash flow and a smoother customer experience.
When it needs to go fast
Five days before the due date – that's how early invoices sent through us are paid on average. 45 percent submit the invoice for payment the same day, and a third pay immediately. With us, you get better cash flow and a complete overview of payments.
An unexpected communication channel
Do you have something important to say? Reach out via the invoice! Our Campaigns tool works like a small megaphone in Kivra. Easily add campaign spaces, information, a call to action or other important things directly to the mailing and make it (almost) impossible for the recipient to miss the message.
We meet the accessibility directive.
Our review of the payment flow shows that Kivra has been actively working on accessibility for a long time and, with only minor adjustments, met the requirements of the new accessibility directive.
Tommy Feldt, Accessibility Expert and Co-founder, Useit
Choose an award-winning payment channel